VISA Credit Cards
To access your online visa account, please login though our online banking portal.
We provide choices for our members. We have Nova Classic Visa Cards or Visa Secured Credit Cards for members trying to improve their credit score. Whichever one you need, Nova CU can provide.
Big Banks are always looking for more fee income so watch out for:
- Sudden Rate Increases
- Changes in your Due Dates
- "New" add-on Fees
If this makes you want to pull your hair out, we can help. Look at the table below for our VISA Credit Card interest rates and fees (or lack there-of). Nova CU has always been the clear choice for smart consumers.
Call us at any branch location or 800-865-0445 to get pre-approved — to apply for a loan you may call us anytime including nights, weekends or holidays or go apply for a VISA Credit Card online.
Contact an Account Manager today to transfer your current bank credit card balances to a Nova CU VISA Credit Card!
| VISA Classic | VISA Classic (2) | VISA Classic (3) | VISA Classic (4) | |
|---|---|---|---|---|
| Annual Percentage Rate (APR) | 9.90% APR | 10.90% APR | 14.90% APR | 17.90% APR |
| Penalty APR | None | |||
| Grace Period for Purchases | 25 Days | |||
| Method of Computing Balance for Purchases | Average Daily Balance | |||
| Annual Fees | None | |||
| Minimum Finance Charge | None | |||
| Late Payment Fee | None | |||
| Balance Transfer Fee | None | |||
| Over the Limit Fee | None | |||
The information about the costs of the cards described above is accurate as of September 2024. This information may have changed after that date. To verify any information or get your questions answered please contact the credit union.
Card Services
If you need to contact Card Services, please email cardservices@novacu.com or dial your local branch number or 800.865.0445 ext. 400.