Nova's First Time Home Buyer Program
If you are a first time home buyer, or have not owned a home for the past three years, you may qualify for Nova's First Time Home Buyers Program!
First Time Home Buyer Program
- Eligible for first time home buyers or those who have not owned a home for the past three years1
- No down payment — qualified homebuyers may finance up to 100% of the appraised value or purchase price whichever is less2
- $450,000.00 maximum loan amount
- Owner-occupied, single family residences (including condos and townhouses)
- Minimum 2 years established credit history with minimum 2 trade lines
- 620 credit score (average) required
- Minimum 2 years of employment/income3
No Fees for Application, Processing, or Documentation!
- No PMI, Points, or Origination fees
- Low Closing Costs — attorney fees, title search, title insurance, taxes, and homeowners insurance
Call 1.800.865.0445 or local numbers and extensions below:
Jackie Ingram
704.392.3418 ext 231
jingram@novacu.com
NMLS ID #1567409