Where can you use it?

Apple Pay works anywhere that accepts contactless payments, which includes over a million stores. Just look for the symbol at checkout. A few of the stores and restaurants that accept Apple Pay include: Babies-R-Us, Bloomingdales, Disney, Duane Reade, Macy's, McDonalds, Nike, Petco, Staples, Subway, Toys-R-Us, Unleashed, Walgreens, Whole Foods, etc.

You can also use Apple Pay within many apps. For example, you could use it to pay for a British Airways flight through their app.

Apple Pay: How do you set it up on your iPhone or iPad?

You need to use Apple's Wallet app to setup Apple Pay, to store your credit cards and debit cards.

On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay. Tap Add Credit or Debit Card. If your card is already on file with iTunes, enter the card's security code. Otherwise, you can use your device's camera to capture the information on your credit, debit, or store card. Then fill in any additional information needed.

You may need to provide additional verification. After your card is verified, tap Next, and then you can start using Apple Pay.

Apple Pay: How do you set it up on your Apple Watch?

To setup Apple Pay on the Watch app on your iPhone, open the Watch app on your iPhone, then tap the My Watch tab, and tap Wallet & Apple Pay. Tap Add next to the card that you want to add.

You may need to provide additional verification. You'll receive a notification on your Apple Watch that your card is ready for Apple Pay.

Android Users

If you have an Android it's now called Google Pay and just use the Google Pay App — the instructions are very similar.

Final Activation:

Currently after set-up, the Apple Pay or Google Pay app will ask you to tap on Nova CU's phone number that pops up. Once you've spoken to us — we will activate your App!